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Storm Damage Roofing Insurance: What You Need To Know

Storm Damage Roofing Insurance: What You Need To Know

By Matt Warren

Storms can cause a lot of damage to your home, including damage to your roof. If your roof is damaged by a storm, you may be able to file a claim with your homeowners insurance company to get the damage repaired or replaced.

Storm damage roofing insurance is a type of homeowners insurance that covers the cost of repairing or replacing your roof if it is damaged by a storm. This type of insurance typically covers the cost of repairing or replacing shingles, flashing, and other roofing materials. In some cases, it may also cover the cost of repairing or replacing interior damage caused by water leaks.

The cost of storm damage roofing insurance varies depending on a number of factors, including the value of your home, the type of roof you have, and your location. In general, however, storm damage roofing insurance is relatively affordable.

If your roof is damaged by a storm, you should contact your homeowners insurance company as soon as possible to file a claim. You will need to provide your insurance company with information about the damage, including the date and time of the storm, the type of damage, and the estimated cost of repairs.

After you file a claim, your insurance company will investigate the damage and determine whether it is covered by your policy. If the damage is covered, your insurance company will pay for the repairs or replacement of your roof.

There are a number of things you can do to protect your roof from storm damage, including:

  • Regularly inspect your roof for damage.
  • Have your roof repaired or replaced as soon as possible if you find any damage.
  • Install storm shutters or other protective devices on your windows.
  • Trim trees and shrubs that could fall on your roof during a storm.
  • Keep your gutters clean and free of debris.

By taking these steps, you can help to protect your home from storm damage and keep your family safe.

Here are some additional tips for filing a storm damage roofing insurance claim:

  • Take pictures of the damage to your roof.
  • Get estimates from several roofing contractors.
  • Be prepared to provide your insurance company with proof of ownership of your home.
  • Be patient. It may take some time for your insurance company to process your claim.

If you have any questions about storm damage roofing insurance, you should contact your insurance company.

Matt began his roofing career at the age of 12 working for free for his uncle cleaning/organizing trucks tools. At 16 he began working on the roof for his uncle Jerry Adams of A&B Roofing/Jerry Adams Investments. He learned the fundamentals of various types of roofing including: hot tar, wood shake, shingle, tile as well as composition shingle. He then went to work for C&M Custom Roofing. Looking to expand his knowledge and gain further advancement in the industry he went on to run a crew at Nu Shake Roofing. After Nu Shake he decided to focus his attention on metal roofing and began working for Cal Pac Metal Roofing Co. After that he went on to Cal Neva which was another metal roofing company. Still looking to learn more and push the limits of what he had been taught he moved to the Sierra Nevada mountains where he ran crews for Carter Roofing, Robinson Roofing and Matteson Roofing before finally opening the doors of Warren Roofing in 2008.